So I got the idea in my head a while ago that I might be able to buy a house when my lease is up in February. Don't ask me where this idea came from, but it has stuck and I have been obsessed with figuring out if it is a real possibility.
The housing market might suck right now, but it's a gold mine for people like me. People who are looking for something small and cheap that is. It's looking right now like I could potentially get a house for less than I am paying in rent right now. Well not a house exactly, in most cases what I am looking at are condos...glorified apartments, but one that I would own free and clear after 15 years.
Right now more than anything I want to be able to own something, something important. I want to know that Wyatt and I won't have to move every freaking year from now on. The way it's looking with renting, that is a very real possibility. I can't deal with that any more. I did that in college and in grad school and I'm sick of it. The longest I have lived in one place recently is when I lived in the same apartment in Chicago for 3 years. Pathetic. Well when you lived in the same house from the time you were 2 until you left for college. It was so nice to have a safe familiar place to come home to and I want to give that to Wyatt. And selfishly I want that for myself again.
So I'm on this search and I'm not sure if I should be in more of a hurry than I am right now. Should I be talking to a realtor already? Should I be looking into how much it would cost to break my lease in case I find a wonderful place sooner than I was anticipating? I have no idea how to buy a home! I am increasingly feeling very lost and confused and overwhelmed by the whole process. I almost feel like I can't ask for help, because I am the kind of person who talks a lot about all kinds of things that never end up happening. I make tons of big plans that I make just because the process of thinking about it is fun. But I want this. I want it bad.
I just have to figure out how to make it happen.
2 comments:
Get a good realtor. Where are you thinking of looking for a house? A good realtor will be able to guide you in the right direction and give you the proper steps to take based upon your situation, both financially and since you're renting. :)
I am thinking about staying in Hoffman Estates, my job is here now (and I would like to keep it that way) but I know it's a generally good area for jobs just in case. And I know over all it's a good area with decent schools, and so far I have liked living here.
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